Australia Housing Affordability 2026 — House Price to Income Ratio, Deposit Timelines and What the Data Shows
Australia’s housing affordability has reached the worst levels on record. The national median dwelling value sits at $922,838 as at February 2026 according to Cotality, while the average Australian household needs 11 years to save a deposit. Only 14% of median income households can afford to buy the median-priced home nationally — down from 43%…

