I'm Shubham Bhardwaj, based in Sydney. I research and write about Australian economic data, cost of living, migration, and tax — topics I've had to navigate firsthand since moving to Australia.
I went through the Australian migration system myself, including a Subclass 485 Temporary Graduate visa application — so I understand the complexity of visa pathways from personal experience, not just research. I work in retail management in Sydney, which gives me a ground-level view of wages, award rates, and cost pressures that official data alone doesn't capture. I've also managed my own tax obligations as a sole trader under ATO rules.
Everything I publish on Fenro is built on primary sources — ABS, RBA, ATO, Fair Work Australia, Services Australia, and Department of Home Affairs. I don't summarise other journalists. I go to the original data and translate it into plain language for people who need to understand it.
Fenro exists because most cost-of-living and finance content written for Australians either talks down to the reader or buries the useful information under disclaimers. I write the article I wish existed when I needed the answer.
Disclaimer: Everything published on Fenro is general information only. Nothing on this site constitutes financial, tax, legal, or migration advice. Data is sourced from named Australian government bodies and verified at the time of publication. Always verify current figures directly with the relevant authority — ABS, RBA, ATO, Fair Work Australia, Services Australia, or Department of Home Affairs — and consult a licensed professional for advice specific to your circumstances.
Australia’s international student visa system is in crisis. Rejection rates have hit levels not seen in two decades — and the students bearing the brunt are overwhelmingly from South Asia. Here is what the data actually shows. The 32.5% Rejection Rate No One Saw Coming In February 2024, the refusal rate for university student visa…
The RBA cut interest rates three times in 2025, from 4.35 per cent down to 3.6 per cent. Hundreds of thousands of Australian mortgage holders finally caught a break. Then in February 2026, the RBA hiked again. Then March. Then May. The cash rate now sits at 4.35 per cent — and the number of…
The federal Energy Bill Relief Fund is over. It ended on 31 December 2025 — and it is the single biggest reason Australian electricity bills jumped 37 per cent in the year to February 2026, according to the ABS. The $75 quarterly credits that appeared automatically on millions of electricity accounts throughout 2024 and 2025…
Australian electricity bills jumped 37 per cent in the year to February 2026, according to the ABS. The main reason is the expiry of government energy rebates — but the underlying electricity price also rose 4.9 per cent on top of that. For millions of households staring at bills that are genuinely higher than they…
Gas prices in Australia in 2026 vary dramatically by state — a Victorian household running gas central heating through winter can pay more than three times what a Perth household pays annually. Understanding what the average household actually pays, why prices differ so much across states, and how the bill is structured is essential for…
If you are moving to Australia, planning a career change, or just trying to work out whether your salary is enough — the first question is always the same: how much does it cost to live in Australia in 2026? The honest answer is that it depends heavily on which city you live in, whether…
The subclass 600 visitor visa in Australia is the main temporary visa for international travellers who want to visit Australia for tourism, to see family, or for short business activities in 2026. It covers stays of 3, 6, or 12 months and costs approximately $190 to $200 to apply. Most tourist stream applications are decided…
Sydney vs Melbourne vs Brisbane cost of living in 2026 is one of the most searched questions for anyone moving to Australia — whether you are a skilled migrant choosing where to settle, a domestic worker considering a relocation, or a student picking a university city. The differences are real and significant, particularly for housing,…
Australian citizenship is the final step in the migration journey — the point at which permanent residents become full members of the Australian community with rights and responsibilities that permanent residency alone does not provide. In 2026, the application fee is $575, the residency requirement is 4 years, and most applicants between 18 and 59…